Scale Bank Acquires Provident Commercial Finance

Minneapolis, MN / April 8, 2024 –Scale Bank has acquired Provident Commercial Finance (Provident), a factoring provider based in Chattanooga, Tenn. This acquisition contributes to Scale Bank’s growth in the factoring market, which it serves through its Scale Funding division.

Provident was founded in 2015 by Talley Clower and Jason Langston, who built a factoring business that has served over 900 customers. Provident’s current customer base, along with the Provident team, are part of the acquisition. Many of Provident’s staff are native Spanish speakers, which removes language barriers and provides next-level service. Provident’s focus includes providing factoring services to small-fleet trucking companies, which complements Scale Funding’s customer mix in the transportation sector. Both companies also finance staffing agencies, oil & gas service companies, and other industries.

“At Scale Bank and Scale Funding, we believe that client relationships are central to delivering excellent service and building long-term, mutual success. We found shared values and a strong business in Provident,” said Todd Williams, President and Chief Executive Officer of Scale Bank. “We look forward to welcoming Talley, Jason, and the Provident team to Scale Funding.”

“We are grateful to find a partner that treats both their clients and their people like we do. As a part of Scale Bank, we will have the support and resources needed for future growth,” said Talley Clower, Senior Vice President.

About Scale Funding

Scale Funding is a division of Scale Bank in Edina, Minnesota. For 30 years, Scale Funding has provided working capital to thousands of small to midsize companies throughout the United States. With strong expertise in the staffing industry, as well as trucking, telecom, and energy, Scale offers factoring lines from $50,000 -$10 million, giving clients access to capital and back-office support needed to grow and thrive. Scale Funding is known for reliability, flexibility, responsiveness, and customer service.

About Scale Bank

Scale Bank knows business banking and what it takes to run a growing business. For more than 50 years, we have partnered with our customers to help them achieve their goals – to help them do more. Scale Bank offers a range of business banking solutions including commercial lending options, warehouse funding, equipment financing, cash management, and factoring services, and the expertise to help businesses understand what will work for them. For more information about Scale Bank’s complete line of financial services, call 952-831-6600 or visit Scale Bank’s website at


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